{"id":308,"date":"2026-09-22T15:40:09","date_gmt":"2026-09-22T15:40:09","guid":{"rendered":"https:\/\/www.inbrasconsult.com.br\/?page_id=308"},"modified":"2026-09-22T16:55:54","modified_gmt":"2026-09-22T16:55:54","slug":"home-2","status":"publish","type":"page","link":"https:\/\/www.inbrasconsult.com.br\/","title":{"rendered":"HOME"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n\n\n\n\nInbras Consultoria | Corretora de seguros desde 1997<\/title>\n<meta name=\"description\" content=\"Corretora de seguros em S\u00e3o Paulo desde 1997. Plano de sa\u00fade individual, familiar e empresarial, odonto, vida, auto, residencial, empresarial e cons\u00f3rcio. An\u00e1lise gratuita da sua ap\u00f3lice atual.\" \/>\n<link rel=\"icon\" href=\"https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/escudo-navy-2026.png\" \/>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\" \/>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin=\"crossorigin\" \/>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Archivo:wght@500;600;700;800&family=Manrope:wght@400;500;600;700&display=swap\" rel=\"stylesheet\" \/>\n<style>\n html { scroll-behavior: smooth; scroll-padding-top: 96px; }\n body { margin: 0; background: #F6F9FD; color: #071A45; font-family: Manrope, system-ui, sans-serif; -webkit-font-smoothing: antialiased; text-wrap: pretty; }\n * { box-sizing: border-box; }\n a { color: #0E7C3E; text-decoration: none; }\n a:hover { color: #1FB35A; }\n h1, h2, h3, h4 { font-family: Archivo, system-ui, sans-serif; margin: 0; letter-spacing: -0.02em; }\n p { margin: 0; }\n \/* reset de containers WordPress\/Elementor *\/\n body, #page, #content, .site, .site-content, .entry-content, .elementor, .elementor-section, .elementor-container, .elementor-widget-wrap, .elementor-widget-html, .e-con, .e-con-inner { margin: 0 !important; padding: 0 !important; max-width: 100% !important; width: 100% !important; background: #F6F9FD; }\n .elementor-section > .elementor-container { max-width: 100% !important; }\n ::selection { background: #1FB35A; color: #fff; }\n<\/style>\n<style>\n.hv1:hover{color:#fff !important;background:rgba(255,255,255,0.1) !important}\n.hv2:hover{color:#fff !important;background:rgba(255,255,255,0.1) !important}\n.hv3:hover{color:#fff !important;background:rgba(255,255,255,0.1) !important}\n.hv4:hover{color:#fff !important;background:rgba(255,255,255,0.1) !important}\n.hv5:hover{color:#fff !important;background:rgba(255,255,255,0.1) !important}\n.hv6:hover{color:#fff !important;background:rgba(255,255,255,0.1) !important}\n.hv7:hover{background:#26cc68 !important;color:#062B14 !important}\n.hv8:hover{background:#26cc68 !important;color:#062B14 !important;transform:translateY(-1px) !important}\n.hv9:hover{background:rgba(255,255,255,0.08) !important;color:#fff !important}\n.hv10:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv11:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv12:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv13:hover{background:#0C2558 !important;color:#fff !important}\n.hv14:hover{background:#26cc68 !important;color:#062B14 !important}\n.hv15:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv16:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv17:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv18:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv19:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv20:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv21:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv22:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv23:hover{border-color:#1FB35A !important;transform:translateY(-3px) !important}\n.hv24:hover{background:#0C2558 !important;color:#fff !important}\n.hv25:hover{color:#fff !important;transform:translateY(-3px) !important}\n.hv26:hover{border-color:#1FB35A !important;color:#071A45 !important;transform:translateY(-3px) !important}\n.hv27:hover{background:#26cc68 !important;color:#062B14 !important}\n.hv28:hover{background:#26cc68 !important;color:#062B14 !important}\na[class^=\"hv\"], div[class^=\"hv\"] { transition: transform .18s ease, border-color .18s ease, background .18s ease, color .18s ease; }\ndetails summary::-webkit-details-marker { display: none; }\n<\/style>\n<template id=\"__bundler_thumbnail\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 100 100\"><rect width=\"100\" height=\"100\" fill=\"#071A45\"\/><text x=\"50\" y=\"60\" font-family=\"Archivo,sans-serif\" font-size=\"30\" font-weight=\"800\" fill=\"#4EE68C\" text-anchor=\"middle\">IB<\/text><\/svg><\/template>\n<\/head>\n<body>\n<div style=\"width:100%;overflow-x:hidden\">\n\n <nav style=\"position:fixed;top:14px;left:50%;transform:translateX(-50%);z-index:90;max-width:calc(100vw - 20px);display:flex;align-items:center;gap:6px;padding:7px 8px 7px 14px;background:rgba(7,26,69,0.93);backdrop-filter:blur(14px);border:1px solid rgba(255,255,255,0.12);border-radius:999px;box-shadow:0 14px 40px rgba(7,26,69,0.28);overflow-x:auto\">\n <a href=\"#inicio\" style=\"flex:none;display:flex;align-items:center;padding-right:10px\"><img decoding=\"async\" src=\"https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/logo-light-2026.png\" alt=\"Inbras Consultoria\" style=\"height:24px;width:auto;display:block;flex:none\" \/><\/a>\n <a href=\"#saude\" style=\"flex:none;font-size:13.5px;font-weight:600;color:rgba(255,255,255,0.72);padding:8px 12px;border-radius:999px;white-space:nowrap\" class=\"hv1\">Sa\u00fade<\/a>\n <a href=\"#seguros\" style=\"flex:none;font-size:13.5px;font-weight:600;color:rgba(255,255,255,0.72);padding:8px 12px;border-radius:999px;white-space:nowrap\" class=\"hv2\">Seguros<\/a>\n <a href=\"#empresas\" style=\"flex:none;font-size:13.5px;font-weight:600;color:rgba(255,255,255,0.72);padding:8px 12px;border-radius:999px;white-space:nowrap\" class=\"hv3\">Setores<\/a>\n <a href=\"#consorcio\" style=\"flex:none;font-size:13.5px;font-weight:600;color:rgba(255,255,255,0.72);padding:8px 12px;border-radius:999px;white-space:nowrap\" class=\"hv4\">Cons\u00f3rcio<\/a>\n <a href=\"#inbras\" style=\"flex:none;font-size:13.5px;font-weight:600;color:rgba(255,255,255,0.72);padding:8px 12px;border-radius:999px;white-space:nowrap\" class=\"hv5\">A Inbras<\/a>\n <a href=\"#faq\" style=\"flex:none;font-size:13.5px;font-weight:600;color:rgba(255,255,255,0.72);padding:8px 12px;border-radius:999px;white-space:nowrap\" class=\"hv6\">D\u00favidas<\/a>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Vim%20pelo%20menu%20do%20site%20da%20Inbras%20e%20quero%20falar%20com%20um%20corretor.\" target=\"_blank\" rel=\"noopener\" style=\"flex:none;display:flex;align-items:center;gap:7px;font-size:13.5px;font-weight:700;color:#062B14;background:#1FB35A;padding:9px 16px;border-radius:999px;white-space:nowrap\" class=\"hv7\">\n <svg viewBox=\"0 0 24 24\" width=\"15\" height=\"15\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M17.47 14.38c-.3-.15-1.75-.86-2.02-.96-.27-.1-.47-.15-.67.15-.2.3-.77.96-.94 1.16-.17.2-.35.22-.64.07-.3-.15-1.25-.46-2.38-1.47-.88-.78-1.47-1.75-1.64-2.05-.17-.3-.02-.46.13-.6.13-.13.3-.35.45-.52.15-.17.2-.3.3-.5.1-.2.05-.37-.02-.52-.08-.15-.67-1.6-.92-2.2-.24-.58-.49-.5-.67-.5h-.57c-.2 0-.52.07-.79.37-.27.3-1.04 1.01-1.04 2.46 0 1.45 1.06 2.85 1.21 3.05.15.2 2.1 3.2 5.08 4.49.71.3 1.26.49 1.69.63.71.22 1.36.19 1.87.12.57-.09 1.75-.72 2-1.41.25-.69.25-1.28.17-1.41-.07-.13-.27-.2-.57-.35zM12.05 21.5h-.01a9.4 9.4 0 0 1-4.79-1.32l-.34-.2-3.56.93.95-3.47-.22-.36a9.38 9.38 0 0 1-1.44-5.01c0-5.18 4.22-9.4 9.42-9.4a9.34 9.34 0 0 1 6.65 2.76 9.32 9.32 0 0 1 2.75 6.65c0 5.18-4.22 9.42-9.41 9.42zM20.5 3.49A11.74 11.74 0 0 0 12.05 0C5.5 0 .17 5.33.17 11.87c0 2.09.55 4.13 1.59 5.93L.07 24l6.35-1.66a11.86 11.86 0 0 0 5.63 1.43h.01c6.54 0 11.87-5.33 11.87-11.87 0-3.17-1.23-6.15-3.47-8.39z\"\/><\/svg>\n WhatsApp\n <\/a>\n <\/nav>\n\n <header id=\"inicio\" style=\"position:relative;background:#071A45;color:#fff;padding:clamp(104px,16vw,130px) 20px 0;overflow:hidden\">\n <div style=\"position:absolute;top:-180px;right:-140px;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(31,179,90,0.22),transparent 65%)\"><\/div>\n <img decoding=\"async\" src=\"https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/escudo-marca-dagua.png\" alt=\"\" style=\"position:absolute;left:-90px;bottom:-60px;width:340px;opacity:0.06;pointer-events:none\" \/>\n <div style=\"position:relative;max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:56px;align-items:end\">\n <div style=\"padding-bottom:clamp(44px,7vw,96px)\">\n <div style=\"display:inline-flex;align-items:center;gap:9px;padding:7px 14px;border:1px solid rgba(255,255,255,0.18);border-radius:999px;font-size:12.5px;font-weight:600;letter-spacing:0.04em;color:rgba(255,255,255,0.8);text-transform:uppercase\">\n <span style=\"width:6px;height:6px;border-radius:50%;background:#1FB35A\"><\/span>\n Corretora de seguros desde 1997\n <\/div>\n <h1 style=\"margin-top:26px;font-size:clamp(38px,5.4vw,62px);line-height:1.04;font-weight:800\">Seguro bom \u00e9 o que funciona no dia em que voc\u00ea precisa.<\/h1>\n <p style=\"margin-top:24px;font-size:clamp(16px,1.5vw,19px);line-height:1.6;color:rgba(255,255,255,0.76);max-width:520px\">Sa\u00fade, vida, patrim\u00f4nio e neg\u00f3cio, para fam\u00edlias e empresas. A Inbras compara o mercado, explica sem jarg\u00e3o e continua do seu lado depois da assinatura.<\/p>\n <div style=\"margin-top:36px;display:flex;flex-wrap:wrap;gap:12px\">\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Vim%20pelo%20topo%20do%20site%20e%20quero%20falar%20com%20a%20Inbras%20sobre%20seguros.\" target=\"_blank\" rel=\"noopener\" style=\"display:inline-flex;align-items:center;gap:10px;background:#1FB35A;color:#062B14;font-weight:700;font-size:16px;padding:17px 28px;border-radius:14px;box-shadow:0 14px 34px rgba(31,179,90,0.32)\" class=\"hv8\">\n <svg viewBox=\"0 0 24 24\" width=\"19\" height=\"19\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M17.47 14.38c-.3-.15-1.75-.86-2.02-.96-.27-.1-.47-.15-.67.15-.2.3-.77.96-.94 1.16-.17.2-.35.22-.64.07-.3-.15-1.25-.46-2.38-1.47-.88-.78-1.47-1.75-1.64-2.05-.17-.3-.02-.46.13-.6.13-.13.3-.35.45-.52.15-.17.2-.3.3-.5.1-.2.05-.37-.02-.52-.08-.15-.67-1.6-.92-2.2-.24-.58-.49-.5-.67-.5h-.57c-.2 0-.52.07-.79.37-.27.3-1.04 1.01-1.04 2.46 0 1.45 1.06 2.85 1.21 3.05.15.2 2.1 3.2 5.08 4.49.71.3 1.26.49 1.69.63.71.22 1.36.19 1.87.12.57-.09 1.75-.72 2-1.41.25-.69.25-1.28.17-1.41-.07-.13-.27-.2-.57-.35zM12.05 21.5h-.01a9.4 9.4 0 0 1-4.79-1.32l-.34-.2-3.56.93.95-3.47-.22-.36a9.38 9.38 0 0 1-1.44-5.01c0-5.18 4.22-9.4 9.42-9.4a9.34 9.34 0 0 1 6.65 2.76 9.32 9.32 0 0 1 2.75 6.65c0 5.18-4.22 9.42-9.41 9.42zM20.5 3.49A11.74 11.74 0 0 0 12.05 0C5.5 0 .17 5.33.17 11.87c0 2.09.55 4.13 1.59 5.93L.07 24l6.35-1.66a11.86 11.86 0 0 0 5.63 1.43h.01c6.54 0 11.87-5.33 11.87-11.87 0-3.17-1.23-6.15-3.47-8.39z\"\/><\/svg>\n Falar com a Inbras\n <\/a>\n <\/div>\n <div style=\"margin-top:30px;display:flex;flex-wrap:wrap;gap:22px\">\n <div style=\"display:flex;align-items:center;gap:9px;font-size:13.5px;color:rgba(255,255,255,0.62)\">\n <svg viewBox=\"0 0 24 24\" width=\"17\" height=\"17\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"2.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6 9 17l-5-5\"\/><\/svg>\n Corretora independente\n <\/div>\n <div style=\"display:flex;align-items:center;gap:9px;font-size:13.5px;color:rgba(255,255,255,0.62)\">\n <svg viewBox=\"0 0 24 24\" width=\"17\" height=\"17\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"2.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6 9 17l-5-5\"\/><\/svg>\n Cota\u00e7\u00e3o sem custo\n <\/div>\n <div style=\"display:flex;align-items:center;gap:9px;font-size:13.5px;color:rgba(255,255,255,0.62)\">\n <svg viewBox=\"0 0 24 24\" width=\"17\" height=\"17\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"2.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6 9 17l-5-5\"\/><\/svg>\n Atendimento humano\n <\/div>\n <\/div>\n <\/div>\n <div style=\"position:relative;min-height:clamp(360px,58vw,620px);border-radius:26px 26px 0 0;background:#0C2558 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/home-hero.jpg') center 40%\/cover no-repeat;box-shadow:0 -20px 70px rgba(0,0,0,0.25)\">\n <div style=\"position:absolute;left:0;bottom:40px;background:#fff;color:#071A45;border-radius:16px;padding:15px 18px;box-shadow:0 18px 44px rgba(7,26,69,0.3);max-width:230px;display:flex;align-items:center;gap:13px\">\n <img decoding=\"async\" src=\"https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/escudo-navy-2026.png\" alt=\"\" style=\"width:32px;height:auto;flex:none\" \/>\n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:26px;line-height:1\">29 anos<\/div>\n <div style=\"font-size:12.5px;color:#5A6B8C;margin-top:3px;line-height:1.35\">protegendo fam\u00edlias e empresas<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/header>\n\n <section style=\"background:#050F2B;color:#fff;padding:clamp(26px,4vw,34px) 20px\">\n <div style=\"max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:28px\">\n \n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:clamp(26px,3vw,34px);color:#4EE68C\">53,1 mi<\/div>\n <p style=\"font-size:13.5px;line-height:1.5;color:rgba(255,255,255,0.62);margin-top:6px\">de brasileiros com plano de sa\u00fade m\u00e9dico-hospitalar <span style=\"color:rgba(255,255,255,0.38)\">(ANS, mai\/2026)<\/span><\/p>\n <\/div>\n \n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:clamp(26px,3vw,34px);color:#4EE68C\">5,11%<\/div>\n <p style=\"font-size:13.5px;line-height:1.5;color:rgba(255,255,255,0.62);margin-top:6px\">teto de reajuste dos planos individuais, mai\/26 a abr\/27 <span style=\"color:rgba(255,255,255,0.38)\">(ANS)<\/span><\/p>\n <\/div>\n \n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:clamp(26px,3vw,34px);color:#4EE68C\">29%<\/div>\n <p style=\"font-size:13.5px;line-height:1.5;color:rgba(255,255,255,0.62);margin-top:6px\">de rotatividade em planos m\u00e9dicos em 12 meses <span style=\"color:rgba(255,255,255,0.38)\">(ANS)<\/span><\/p>\n <\/div>\n \n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:clamp(26px,3vw,34px);color:#4EE68C\">17%<\/div>\n <p style=\"font-size:13.5px;line-height:1.5;color:rgba(255,255,255,0.62);margin-top:6px\">dos domic\u00edlios brasileiros t\u00eam seguro residencial <span style=\"color:rgba(255,255,255,0.38)\">(FenSeg e Mapfre)<\/span><\/p>\n <\/div>\n \n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:clamp(26px,3vw,34px);color:#4EE68C\">28,5%<\/div>\n <p style=\"font-size:13.5px;line-height:1.5;color:rgba(255,255,255,0.62);margin-top:6px\">da frota de ve\u00edculos do pa\u00eds est\u00e1 segurada <span style=\"color:rgba(255,255,255,0.38)\">(CNseg e IBGE)<\/span><\/p>\n <\/div>\n \n <\/div>\n <\/section>\n\n <section id=\"saude\" style=\"padding:clamp(56px,9vw,100px) 20px 0\">\n <div style=\"max-width:1180px;margin:0 auto\">\n <div style=\"max-width:700px\">\n <div style=\"font-size:12.5px;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:#0E7C3E\">Plano de sa\u00fade<\/div>\n <h2 style=\"margin-top:14px;font-size:clamp(30px,4vw,46px);line-height:1.08;font-weight:800\">Rede, car\u00eancia e reajuste importam mais que a mensalidade.<\/h2>\n <p style=\"margin-top:20px;font-size:17px;line-height:1.65;color:#4A5B7C\">A gente compara as operadoras da sua regi\u00e3o e coloca tudo lado a lado antes de voc\u00ea decidir.<\/p>\n <\/div>\n\n <div style=\"margin-top:44px;display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:20px\">\n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:20px;overflow:hidden;display:flex;flex-direction:column\" class=\"hv10\">\n <div style=\"height:186px;background:#E3EAF5 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/saude-familia.jpg') center 60%\/cover no-repeat\"><\/div>\n <div style=\"padding:28px;display:flex;flex-direction:column;gap:12px;flex:1\">\n <h3 style=\"font-size:21px;font-weight:700\">Individual e familiar<\/h3>\n <p style=\"font-size:15px;line-height:1.6;color:#4A5B7C\">Para quem n\u00e3o tem plano pela empresa. \u00c9 o \u00fanico tipo com teto de reajuste definido pela ANS todo ano.<\/p>\n <ul style=\"margin:2px 0 0;padding-left:18px;font-size:14.5px;line-height:1.85;color:#4A5B7C\">\n <li>Rede comparada por bairro e hospital<\/li>\n <li>Car\u00eancias explicadas antes de assinar<\/li>\n <li>Portabilidade sem nova car\u00eancia<\/li>\n <\/ul>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Quero%20simular%20um%20plano%20de%20sa%C3%BAde%20individual%20ou%20familiar.\" target=\"_blank\" rel=\"noopener\" style=\"margin-top:auto;padding-top:16px;font-weight:700;font-size:15px\">Simular meu plano \u2192<\/a>\n <\/div>\n <\/div>\n\n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:20px;overflow:hidden;display:flex;flex-direction:column\" class=\"hv11\">\n <div style=\"height:186px;background:#E3EAF5 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/saude-empresa.jpg') center 45%\/cover no-repeat\"><\/div>\n <div style=\"padding:28px;display:flex;flex-direction:column;gap:12px;flex:1\">\n <h3 style=\"font-size:21px;font-weight:700\">Empresarial (PME)<\/h3>\n <p style=\"font-size:15px;line-height:1.6;color:#4A5B7C\">A partir de 2 vidas, inclusive MEI com CNPJ ativo. Mensalidade menor e rede melhor, com reajuste negociado.<\/p>\n <ul style=\"margin:2px 0 0;padding-left:18px;font-size:14.5px;line-height:1.85;color:#4A5B7C\">\n <li>Cota\u00e7\u00e3o com v\u00e1rias operadoras<\/li>\n <li>Defesa do reajuste na renova\u00e7\u00e3o<\/li>\n <li>Inclus\u00e3o e exclus\u00e3o de vidas sem dor<\/li>\n <\/ul>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Quero%20cotar%20plano%20de%20sa%C3%BAde%20empresarial%20para%20minha%20empresa.\" target=\"_blank\" rel=\"noopener\" style=\"margin-top:auto;padding-top:16px;font-weight:700;font-size:15px\">Cotar para minha empresa \u2192<\/a>\n <\/div>\n <\/div>\n\n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:20px;overflow:hidden;display:flex;flex-direction:column\" class=\"hv12\">\n <div style=\"height:186px;background:#E3EAF5 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/saude-odonto.jpg') center 40%\/cover no-repeat\"><\/div>\n <div style=\"padding:28px;display:flex;flex-direction:column;gap:12px;flex:1\">\n <h3 style=\"font-size:21px;font-weight:700\">Odontol\u00f3gico<\/h3>\n <p style=\"font-size:15px;line-height:1.6;color:#4A5B7C\">Consulta, limpeza, restaura\u00e7\u00e3o, canal e urg\u00eancia 24h. A menor mensalidade do mercado e f\u00e1cil de somar ao plano m\u00e9dico.<\/p>\n <ul style=\"margin:2px 0 0;padding-left:18px;font-size:14.5px;line-height:1.85;color:#4A5B7C\">\n <li>Individual, familiar ou empresarial<\/li>\n <li>Rol obrigat\u00f3rio mais coberturas extras<\/li>\n <li>Op\u00e7\u00f5es com ortodontia e pr\u00f3tese<\/li>\n <\/ul>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Quero%20ver%20os%20planos%20odontol%C3%B3gicos.\" target=\"_blank\" rel=\"noopener\" style=\"margin-top:auto;padding-top:16px;font-weight:700;font-size:15px\">Ver planos odonto \u2192<\/a>\n <\/div>\n <\/div>\n <\/div>\n\n <div style=\"margin-top:24px;background:#fff;border:1px solid #E3EAF5;border-radius:20px;padding:34px;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:32px;align-items:center\">\n <div>\n <h3 style=\"font-size:23px;font-weight:700;line-height:1.25\">O reajuste \u00e9 o que mais assusta, e \u00e9 onde mais se erra sozinho.<\/h3>\n <div style=\"margin-top:22px;display:flex;flex-wrap:wrap;gap:14px\">\n <div style=\"flex:1 1 160px;background:#F6F9FD;border-radius:14px;padding:18px\">\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:30px;color:#0E7C3E;line-height:1\">5,11%<\/div>\n <p style=\"margin-top:8px;font-size:13.5px;line-height:1.5;color:#4A5B7C\">teto da ANS nos planos individuais, mai\/26 a abr\/27<\/p>\n <\/div>\n <div style=\"flex:1 1 160px;background:#F6F9FD;border-radius:14px;padding:18px\">\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:30px;color:#071A45;line-height:1\">sem teto<\/div>\n <p style=\"margin-top:8px;font-size:13.5px;line-height:1.5;color:#4A5B7C\">nos planos coletivos: o \u00edndice \u00e9 negociado com a operadora<\/p>\n <\/div>\n <\/div>\n <p style=\"margin-top:18px;font-size:15.5px;line-height:1.65;color:#4A5B7C\">Em contrato coletivo a operadora precisa apresentar os dados e a mem\u00f3ria de c\u00e1lculo do \u00edndice proposto. \u00c9 a\u00ed que a corretora trabalha: conferir a conta, pedir revis\u00e3o e, quando n\u00e3o houver acordo, colocar outras operadoras na mesa.<\/p>\n <\/div>\n <div style=\"background:#F6F9FD;border-radius:16px;padding:26px\">\n <div style=\"width:42px;height:42px;border-radius:12px;background:#071A45;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8l-6-6Z\"\/><path d=\"M14 2v6h6\"\/><path d=\"M9 15l2 2 4-4\"\/><\/svg>\n <\/div>\n <div style=\"margin-top:16px;font-size:12.5px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:#0E7C3E\">Gr\u00e1tis, sem trocar de corretora<\/div>\n <h4 style=\"margin-top:8px;font-size:19px;font-weight:700;line-height:1.3\">An\u00e1lise da sua ap\u00f3lice atual<\/h4>\n <p style=\"margin-top:10px;font-size:14.5px;line-height:1.6;color:#4A5B7C\">Mande o que voc\u00ea paga hoje e a gente devolve, por escrito: o que est\u00e1 coberto, o que n\u00e3o est\u00e1, e se existe op\u00e7\u00e3o melhor pelo mesmo valor.<\/p>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Quero%20fazer%20a%20an%C3%A1lise%20gratuita%20da%20minha%20ap%C3%B3lice%20atual.\" target=\"_blank\" rel=\"noopener\" style=\"margin-top:18px;display:inline-flex;align-items:center;gap:9px;background:#071A45;color:#fff;font-weight:700;font-size:15px;padding:14px 22px;border-radius:12px\" class=\"hv13\">Quero minha an\u00e1lise gratuita<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section style=\"padding:clamp(56px,9vw,100px) 20px\">\n <div style=\"max-width:1180px;margin:0 auto;background:#071A45;color:#fff;border-radius:28px;padding:clamp(36px,5vw,64px);position:relative;overflow:hidden\">\n <div style=\"position:absolute;bottom:-200px;left:-120px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(31,179,90,0.18),transparent 65%)\"><\/div>\n <img decoding=\"async\" src=\"https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/escudo-marca-dagua.png\" alt=\"\" style=\"position:absolute;right:-60px;top:-40px;width:300px;opacity:0.07;pointer-events:none\" \/>\n <div style=\"position:relative;display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:48px\">\n <div>\n <h2 style=\"font-size:clamp(28px,3.6vw,42px);line-height:1.1;font-weight:800\">O que um corretor faz que um comparador de pre\u00e7o n\u00e3o faz<\/h2>\n <p style=\"margin-top:20px;font-size:16.5px;line-height:1.65;color:rgba(255,255,255,0.72)\">Pre\u00e7o voc\u00ea acha em qualquer site. O problema aparece depois: na car\u00eancia que ningu\u00e9m explicou, na cl\u00e1usula que exclu\u00eda justamente o seu caso, no reajuste que chegou sem justificativa.<\/p>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Tenho%20uma%20d%C3%BAvida%20sobre%20seguros%20e%20queria%20falar%20com%20um%20corretor.\" target=\"_blank\" rel=\"noopener\" style=\"margin-top:30px;display:inline-flex;align-items:center;gap:10px;background:#1FB35A;color:#062B14;font-weight:700;font-size:16px;padding:16px 26px;border-radius:13px\" class=\"hv14\">\n <svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M17.47 14.38c-.3-.15-1.75-.86-2.02-.96-.27-.1-.47-.15-.67.15-.2.3-.77.96-.94 1.16-.17.2-.35.22-.64.07-.3-.15-1.25-.46-2.38-1.47-.88-.78-1.47-1.75-1.64-2.05-.17-.3-.02-.46.13-.6.13-.13.3-.35.45-.52.15-.17.2-.3.3-.5.1-.2.05-.37-.02-.52-.08-.15-.67-1.6-.92-2.2-.24-.58-.49-.5-.67-.5h-.57c-.2 0-.52.07-.79.37-.27.3-1.04 1.01-1.04 2.46 0 1.45 1.06 2.85 1.21 3.05.15.2 2.1 3.2 5.08 4.49.71.3 1.26.49 1.69.63.71.22 1.36.19 1.87.12.57-.09 1.75-.72 2-1.41.25-.69.25-1.28.17-1.41-.07-.13-.27-.2-.57-.35zM12.05 21.5h-.01a9.4 9.4 0 0 1-4.79-1.32l-.34-.2-3.56.93.95-3.47-.22-.36a9.38 9.38 0 0 1-1.44-5.01c0-5.18 4.22-9.4 9.42-9.4a9.34 9.34 0 0 1 6.65 2.76 9.32 9.32 0 0 1 2.75 6.65c0 5.18-4.22 9.42-9.41 9.42zM20.5 3.49A11.74 11.74 0 0 0 12.05 0C5.5 0 .17 5.33.17 11.87c0 2.09.55 4.13 1.59 5.93L.07 24l6.35-1.66a11.86 11.86 0 0 0 5.63 1.43h.01c6.54 0 11.87-5.33 11.87-11.87 0-3.17-1.23-6.15-3.47-8.39z\"\/><\/svg>\n Tirar uma d\u00favida agora\n <\/a>\n <\/div>\n <div style=\"display:flex;flex-direction:column;gap:20px\">\n \n <div style=\"display:flex;gap:16px;align-items:flex-start\">\n <div style=\"flex:none;width:42px;height:42px;border-radius:12px;background:rgba(31,179,90,0.16);display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M4 19.5A2.5 2.5 0 0 1 6.5 17H20M6.5 2H20v20H6.5A2.5 2.5 0 0 1 4 19.5v-15A2.5 2.5 0 0 1 6.5 2Z\"><\/path><\/svg>\n <\/div>\n <div>\n <h4 style=\"font-size:17px;font-weight:700\">L\u00ea a ap\u00f3lice inteira antes de voc\u00ea assinar<\/h4>\n <p style=\"margin-top:6px;font-size:14.5px;line-height:1.6;color:rgba(255,255,255,0.66)\">Car\u00eancia, exclus\u00e3o, franquia, limite de reembolso, coparticipa\u00e7\u00e3o. O que n\u00e3o est\u00e1 escrito n\u00e3o est\u00e1 coberto, e a gente aponta os buracos antes.<\/p>\n <\/div>\n <\/div>\n \n <div style=\"display:flex;gap:16px;align-items:flex-start\">\n <div style=\"flex:none;width:42px;height:42px;border-radius:12px;background:rgba(31,179,90,0.16);display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 3h5v5M21 3l-7 7M8 21H3v-5M3 21l7-7\"><\/path><\/svg>\n <\/div>\n <div>\n <h4 style=\"font-size:17px;font-weight:700\">Compara mais de uma seguradora<\/h4>\n <p style=\"margin-top:6px;font-size:14.5px;line-height:1.6;color:rgba(255,255,255,0.66)\">Corretora independente n\u00e3o tem marca para empurrar. A proposta que chega para voc\u00ea \u00e9 a que ganhou na compara\u00e7\u00e3o, com os porqu\u00eas.<\/p>\n <\/div>\n <\/div>\n \n <div style=\"display:flex;gap:16px;align-items:flex-start\">\n <div style=\"flex:none;width:42px;height:42px;border-radius:12px;background:rgba(31,179,90,0.16);display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18M7 15l4-5 3 3 5-7\"><\/path><\/svg>\n <\/div>\n <div>\n <h4 style=\"font-size:17px;font-weight:700\">Briga o reajuste na renova\u00e7\u00e3o<\/h4>\n <p style=\"margin-top:6px;font-size:14.5px;line-height:1.6;color:rgba(255,255,255,0.66)\">Em contrato coletivo a operadora tem de fundamentar o \u00edndice. A gente pede a mem\u00f3ria de c\u00e1lculo, contesta o que n\u00e3o fecha e busca alternativa.<\/p>\n <\/div>\n <\/div>\n \n <div style=\"display:flex;gap:16px;align-items:flex-start\">\n <div style=\"flex:none;width:42px;height:42px;border-radius:12px;background:rgba(31,179,90,0.16);display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10Z\"><\/path><\/svg>\n <\/div>\n <div>\n <h4 style=\"font-size:17px;font-weight:700\">Fica do seu lado no sinistro<\/h4>\n <p style=\"margin-top:6px;font-size:14.5px;line-height:1.6;color:rgba(255,255,255,0.66)\">Abertura, documenta\u00e7\u00e3o, prazo, recurso em caso de negativa. \u00c9 o momento em que a diferen\u00e7a entre ter e n\u00e3o ter corretor aparece inteira.<\/p>\n <\/div>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section id=\"seguros\" style=\"padding:0 20px clamp(56px,9vw,100px)\">\n <div style=\"max-width:1180px;margin:0 auto\">\n <div style=\"max-width:700px\">\n <div style=\"font-size:12.5px;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:#0E7C3E\">Seguros<\/div>\n <h2 style=\"margin-top:14px;font-size:clamp(30px,4vw,46px);line-height:1.08;font-weight:800\">Prote\u00e7\u00e3o para a vida, a casa, o carro e o que voc\u00ea construiu<\/h2>\n <p style=\"margin-top:18px;font-size:17px;line-height:1.65;color:#4A5B7C\">A maior parte das casas e dos carros do pa\u00eds segue sem cobertura. O que falta quase nunca \u00e9 dinheiro: \u00e9 algu\u00e9m explicando o que cada ap\u00f3lice realmente faz.<\/p>\n <\/div>\n <div style=\"margin-top:42px;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px\">\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv15\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M19 14c1.49-1.46 3-3.21 3-5.5A5.5 5.5 0 0 0 16.5 3c-1.76 0-3 .5-4.5 2-1.5-1.5-2.74-2-4.5-2A5.5 5.5 0 0 0 2 8.5c0 2.3 1.5 4.05 3 5.5l7 7Z\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Seguro de vida<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Indeniza\u00e7\u00e3o por morte, invalidez por acidente e doen\u00e7as graves. Tamb\u00e9m na vers\u00e3o empresarial, como benef\u00edcio do time.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv16\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 17h14M5 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0Zm18 0a2 2 0 1 1-4 0 2 2 0 0 1 4 0ZM3 17V9l2-5h14l2 5v8\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Seguro auto<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Colis\u00e3o, roubo, inc\u00eandio, terceiros e assist\u00eancia 24h. Compara\u00e7\u00e3o de franquia e de perfil entre seguradoras.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv17\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 10.5 12 3l9 7.5V20a1 1 0 0 1-1 1H4a1 1 0 0 1-1-1v-9.5ZM9 21v-7h6v7\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Seguro residencial<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Inc\u00eandio, dano el\u00e9trico, vendaval, roubo e responsabilidade civil, mais as assist\u00eancias do dia a dia.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv18\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 21V7l7-4v18M10 21h11V11l-7-4M14 21v-5h3v5\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Seguro empresarial<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Pr\u00e9dio, conte\u00fado, estoque, equipamentos, lucros cessantes e responsabilidade civil da opera\u00e7\u00e3o.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv19\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M7 11V7a5 5 0 0 1 10 0v4M5 11h14a2 2 0 0 1 2 2v7a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-7a2 2 0 0 1 2-2Z\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Garantia de aluguel<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Alternativa ao fiador e ao dep\u00f3sito. Protege o propriet\u00e1rio e destrava a loca\u00e7\u00e3o para o inquilino.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv20\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3 3 7v6c0 5 9 8 9 8s9-3 9-8V7l-9-4ZM9 12l2 2 4-4\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Responsabilidade civil profissional<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Cobre reclama\u00e7\u00e3o por erro ou omiss\u00e3o no exerc\u00edcio da profiss\u00e3o. Comum em sa\u00fade, engenharia, contabilidade e TI.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv21\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M17.8 19.2 16 11l3.5-3.5a2.12 2.12 0 0 0-3-3L13 8 4.8 6.2a1 1 0 0 0-.9 1.7l4.6 3.3-2.2 2.2-2.6-.5-1 1 3 2 2 3 1-1-.5-2.6 2.2-2.2 3.3 4.6a1 1 0 0 0 1.7-.9Z\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Seguro viagem<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Emerg\u00eancia m\u00e9dica no exterior, bagagem, cancelamento e a cobertura exigida pelos pa\u00edses do Tratado de Schengen.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv22\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M18.5 20a3.5 3.5 0 1 0 0-7 3.5 3.5 0 0 0 0 7Zm-13 0a3.5 3.5 0 1 0 0-7 3.5 3.5 0 0 0 0 7Zm0-3.5h6l4-9h3M9 7.5h5\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Seguro bike<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Roubo, furto qualificado, dano e acidentes pessoais, dentro e fora de casa, inclusive em competi\u00e7\u00e3o.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px\" class=\"hv23\">\n <div style=\"width:48px;height:48px;border-radius:14px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M7 2h10a2 2 0 0 1 2 2v16a2 2 0 0 1-2 2H7a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2Zm4 17h2\"><\/path><\/svg>\n <\/div>\n <h3 style=\"font-size:19px;font-weight:700\">Seguro celular<\/h3>\n <p style=\"font-size:14.5px;line-height:1.6;color:#4A5B7C\">Roubo, furto qualificado, quebra acidental e dano por l\u00edquido, com reposi\u00e7\u00e3o r\u00e1pida do aparelho.<\/p>\n <\/div>\n \n <\/div>\n <div style=\"margin-top:26px;display:flex;flex-wrap:wrap;align-items:center;gap:14px;background:#EDF3FB;border-radius:18px;padding:22px 26px\">\n <p style=\"flex:1 1 260px;font-size:15.5px;line-height:1.55;color:#33456B\">N\u00e3o achou o seu caso? Tamb\u00e9m trabalhamos com riscos espec\u00edficos: equipamentos, transporte de carga, obras, eventos e responsabilidade civil de todo tipo.<\/p>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Tenho%20um%20caso%20espec%C3%ADfico%20de%20seguro%20para%20contar%20%C3%A0%20Inbras.\" target=\"_blank\" rel=\"noopener\" style=\"background:#071A45;color:#fff;font-weight:700;font-size:15px;padding:14px 22px;border-radius:12px\" class=\"hv24\">Contar o meu caso<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n <section id=\"empresas\" style=\"padding:0 20px clamp(56px,9vw,100px)\">\n <div style=\"max-width:1180px;margin:0 auto\">\n <div style=\"max-width:700px\">\n <div style=\"font-size:12.5px;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:#0E7C3E\">Solu\u00e7\u00f5es por setor<\/div>\n <h2 style=\"margin-top:14px;font-size:clamp(30px,4vw,46px);line-height:1.08;font-weight:800\">Alguns neg\u00f3cios t\u00eam um risco que a ap\u00f3lice padr\u00e3o n\u00e3o enxerga<\/h2>\n <p style=\"margin-top:18px;font-size:17px;line-height:1.65;color:#4A5B7C\">Quando o risco muda mais r\u00e1pido que o contrato, a gente monta uma solu\u00e7\u00e3o pr\u00f3pria para o setor. Duas delas j\u00e1 t\u00eam p\u00e1gina pr\u00f3pria:<\/p>\n <\/div>\n <div style=\"margin-top:36px;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px\">\n <a href=\"Landing Inbras Farmacias - Standalone.html\" style=\"background:#071A45;color:#fff;border-radius:22px;overflow:hidden;display:flex;flex-direction:column\" class=\"hv25\">\n <div style=\"height:clamp(210px,30vw,300px);background:#0C2558 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/farmacia-hero.jpg') center 30%\/cover no-repeat\"><\/div>\n <div style=\"padding:30px;display:flex;flex-direction:column;gap:12px;flex:1\">\n <div style=\"font-size:12px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:#4EE68C\">Farm\u00e1cias<\/div>\n <h3 style=\"font-size:23px;font-weight:700;line-height:1.22\">A onda de assaltos por canetas emagrecedoras mudou o risco da sua farm\u00e1cia<\/h3>\n <p style=\"font-size:15px;line-height:1.6;color:rgba(255,255,255,0.7)\">Produto caro, refrigerado e f\u00e1cil de revender. Cobertura de roubo, cadeia de frio e perda de estoque.<\/p>\n <span style=\"margin-top:auto;padding-top:12px;font-weight:700;font-size:15px;color:#4EE68C\">Ver a p\u00e1gina de farm\u00e1cias \u2192<\/span>\n <\/div>\n <\/a>\n <a href=\"Landing Inbras Pet Tutores - Standalone.html\" style=\"background:#fff;border:1px solid #E3EAF5;border-radius:22px;overflow:hidden;display:flex;flex-direction:column;color:#071A45\" class=\"hv26\">\n <div style=\"height:clamp(210px,30vw,300px);background:#E3EAF5 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/hero-tutor-web.jpg') center 18%\/cover no-repeat\"><\/div>\n <div style=\"padding:30px;display:flex;flex-direction:column;gap:12px;flex:1\">\n <div style=\"font-size:12px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:#0E7C3E\">Seguro pet<\/div>\n <h3 style=\"font-size:23px;font-weight:700;line-height:1.22\">Consulta, exame e cirurgia do seu pet sem decidir pelo pre\u00e7o<\/h3>\n <p style=\"font-size:15px;line-height:1.6;color:#4A5B7C\">C\u00e3es, gatos, aves e ex\u00f3ticos. Reembolso de consultas e interna\u00e7\u00e3o, com rede e limites explicados antes.<\/p>\n <span style=\"margin-top:auto;padding-top:12px;font-weight:700;font-size:15px;color:#0E7C3E\">Ver a p\u00e1gina de pet \u2192<\/span>\n <\/div>\n <\/a>\n <\/div>\n <\/div>\n <\/section>\n\n <section id=\"consorcio\" style=\"padding:0 20px clamp(56px,9vw,100px)\">\n <div style=\"max-width:1180px;margin:0 auto;background:#fff;border:1px solid #E3EAF5;border-radius:26px;overflow:hidden;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))\">\n <div style=\"padding:clamp(32px,4vw,52px)\">\n <div style=\"font-size:12.5px;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:#0E7C3E\">Cons\u00f3rcio<\/div>\n <h2 style=\"margin-top:14px;font-size:clamp(28px,3.4vw,38px);line-height:1.12;font-weight:800\">Im\u00f3vel sem entrada e sem juros, em troca de tempo<\/h2>\n <p style=\"margin-top:18px;font-size:16px;line-height:1.65;color:#4A5B7C\">Voc\u00ea entra num grupo, paga parcelas com taxa de administra\u00e7\u00e3o no lugar de juros e recebe a carta de cr\u00e9dito quando for contemplado por sorteio ou lance.<\/p>\n <div style=\"margin-top:24px;display:flex;flex-direction:column;gap:14px\">\n <div style=\"display:flex;gap:12px;align-items:flex-start\">\n <svg viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex:none;margin-top:3px\"><path d=\"M20 6 9 17l-5-5\"\/><\/svg>\n <p style=\"font-size:15.5px;line-height:1.55;color:#33456B\"><strong>Boa ideia<\/strong> para quem quer comprar ou investir em im\u00f3vel com planejamento.<\/p>\n <\/div>\n <div style=\"display:flex;gap:12px;align-items:flex-start\">\n <svg viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"#C2410C\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex:none;margin-top:3px\"><path d=\"M18 6 6 18M6 6l12 12\"\/><\/svg>\n <p style=\"font-size:15.5px;line-height:1.55;color:#33456B\"><strong>M\u00e1 ideia<\/strong> para quem precisa das chaves no m\u00eas que vem.<\/p>\n <\/div>\n <div style=\"display:flex;gap:12px;align-items:flex-start\">\n <svg viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex:none;margin-top:3px\"><path d=\"M20 6 9 17l-5-5\"\/><\/svg>\n <p style=\"font-size:15.5px;line-height:1.55;color:#33456B\">A carta de cr\u00e9dito tamb\u00e9m vale para quitar financiamento em andamento.<\/p>\n <\/div>\n <\/div>\n <p style=\"margin-top:20px;font-size:14px;line-height:1.6;color:#7A8BA8\">A gente faz a matem\u00e1tica dos dois lados, cons\u00f3rcio e financiamento, antes de voc\u00ea escolher.<\/p>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Quero%20simular%20um%20cons%C3%B3rcio%20de%20im%C3%B3vel.\" target=\"_blank\" rel=\"noopener\" style=\"margin-top:24px;display:inline-flex;align-items:center;gap:9px;background:#1FB35A;color:#062B14;font-weight:700;font-size:16px;padding:16px 26px;border-radius:13px\" class=\"hv27\">Simular um cons\u00f3rcio<\/a>\n <\/div>\n <div style=\"min-height:clamp(260px,38vw,380px);background:#E3EAF5 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/home-consorcio.jpg') center 40%\/cover no-repeat\"><\/div>\n <\/div>\n <\/section>\n\n <section style=\"padding:0 20px clamp(56px,9vw,100px)\">\n <div style=\"max-width:1180px;margin:0 auto\">\n <h2 style=\"font-size:clamp(28px,3.4vw,40px);line-height:1.1;font-weight:800;max-width:620px\">Como funciona quando voc\u00ea chama a Inbras<\/h2>\n <div style=\"margin-top:38px;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px\">\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:28px\">\n <div style=\"display:flex;align-items:center;justify-content:space-between\">\n <div style=\"width:44px;height:44px;border-radius:13px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"22\" height=\"22\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2Z\"><\/path><\/svg>\n <\/div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:28px;color:#DCE6F5;line-height:1\">01<\/div>\n <\/div>\n <h3 style=\"margin-top:16px;font-size:18px;font-weight:700\">Voc\u00ea manda uma mensagem<\/h3>\n <p style=\"margin-top:8px;font-size:14.5px;line-height:1.6;color:#4A5B7C\">Pelo WhatsApp, contando o que precisa ou enviando a ap\u00f3lice atual. Sem formul\u00e1rio longo.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:28px\">\n <div style=\"display:flex;align-items:center;justify-content:space-between\">\n <div style=\"width:44px;height:44px;border-radius:13px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"22\" height=\"22\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M11 19a8 8 0 1 0 0-16 8 8 0 0 0 0 16Zm10 2-4.35-4.35\"><\/path><\/svg>\n <\/div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:28px;color:#DCE6F5;line-height:1\">02<\/div>\n <\/div>\n <h3 style=\"margin-top:16px;font-size:18px;font-weight:700\">A gente entende o cen\u00e1rio<\/h3>\n <p style=\"margin-top:8px;font-size:14.5px;line-height:1.6;color:#4A5B7C\">Quem precisa de cobertura, onde voc\u00eas usam, quanto cabe no or\u00e7amento e o que j\u00e1 existe contratado.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:28px\">\n <div style=\"display:flex;align-items:center;justify-content:space-between\">\n <div style=\"width:44px;height:44px;border-radius:13px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"22\" height=\"22\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 3H5a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h4M15 3h4a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2h-4M12 3v18\"><\/path><\/svg>\n <\/div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:28px;color:#DCE6F5;line-height:1\">03<\/div>\n <\/div>\n <h3 style=\"margin-top:16px;font-size:18px;font-weight:700\">Voc\u00ea recebe op\u00e7\u00f5es comparadas<\/h3>\n <p style=\"margin-top:8px;font-size:14.5px;line-height:1.6;color:#4A5B7C\">Duas ou tr\u00eas propostas lado a lado, com pre\u00e7o, rede, car\u00eancia e o que cada uma n\u00e3o cobre.<\/p>\n <\/div>\n \n <div style=\"background:#fff;border:1px solid #E3EAF5;border-radius:18px;padding:28px\">\n <div style=\"display:flex;align-items:center;justify-content:space-between\">\n <div style=\"width:44px;height:44px;border-radius:13px;background:#E8F7EE;display:flex;align-items:center;justify-content:center\">\n <svg viewBox=\"0 0 24 24\" width=\"22\" height=\"22\" fill=\"none\" stroke=\"#0E7C3E\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2M9 11a4 4 0 1 0 0-8 4 4 0 0 0 0 8Zm13 10v-2a4 4 0 0 0-3-3.87\"><\/path><\/svg>\n <\/div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:28px;color:#DCE6F5;line-height:1\">04<\/div>\n <\/div>\n <h3 style=\"margin-top:16px;font-size:18px;font-weight:700\">E continua tendo com quem falar<\/h3>\n <p style=\"margin-top:8px;font-size:14.5px;line-height:1.6;color:#4A5B7C\">Renova\u00e7\u00e3o, reajuste, inclus\u00e3o de pessoas, sinistro. Mesma pessoa, mesmo n\u00famero.<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/section>\n\n <section id=\"inbras\" style=\"background:#071A45;color:#fff;padding:clamp(52px,7vw,96px) 20px\">\n <div style=\"max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:56px;align-items:center\">\n <div style=\"min-height:clamp(320px,48vw,460px);border-radius:24px;background:#0C2558 url('https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/luiz-2026.jpg') center 18%\/cover no-repeat\"><\/div>\n <div>\n <img decoding=\"async\" src=\"https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/logo-light-2026.png\" alt=\"Inbras Consultoria\" style=\"height:42px;width:auto;max-width:100%;display:block;align-self:flex-start\" \/>\n <h2 style=\"margin-top:22px;font-size:clamp(28px,3.6vw,42px);line-height:1.1;font-weight:800\">Desde 1997, do mesmo jeito: conversa antes, papel depois.<\/h2>\n <p style=\"margin-top:20px;font-size:16.5px;line-height:1.68;color:rgba(255,255,255,0.74)\">A Inbras Consultoria \u00e9 uma corretora de seguros independente, sediada na Vila Ol\u00edmpia, em S\u00e3o Paulo. Come\u00e7amos em 1997 atendendo fam\u00edlias e empresas da regi\u00e3o e seguimos com a mesma l\u00f3gica: entender o que a pessoa precisa proteger antes de falar de produto.<\/p>\n <p style=\"margin-top:14px;font-size:16.5px;line-height:1.68;color:rgba(255,255,255,0.74)\">N\u00e3o somos ligados a uma \u00fanica seguradora. Isso nos deixa livres para comparar o mercado e recomendar o que faz sentido, inclusive dizer que a ap\u00f3lice que voc\u00ea j\u00e1 tem est\u00e1 boa.<\/p>\n <div style=\"margin-top:32px;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:24px\">\n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:30px;color:#4EE68C\">1997<\/div>\n <p style=\"font-size:14px;color:rgba(255,255,255,0.6);margin-top:4px\">ano de funda\u00e7\u00e3o<\/p>\n <\/div>\n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:30px;color:#4EE68C\">Vila Ol\u00edmpia<\/div>\n <p style=\"font-size:14px;color:rgba(255,255,255,0.6);margin-top:4px\">escrit\u00f3rio em S\u00e3o Paulo<\/p>\n <\/div>\n <div>\n <div style=\"font-family:Archivo,sans-serif;font-weight:800;font-size:30px;color:#4EE68C\">PF e PJ<\/div>\n <p style=\"font-size:14px;color:rgba(255,255,255,0.6);margin-top:4px\">pessoas e empresas<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section id=\"faq\" style=\"padding:clamp(52px,7vw,96px) 20px\">\n <div style=\"max-width:900px;margin:0 auto\">\n <h2 style=\"font-size:clamp(28px,3.6vw,42px);line-height:1.1;font-weight:800\">Perguntas que a gente ouve toda semana<\/h2>\n <div style=\"margin-top:34px;display:flex;flex-direction:column;gap:12px\">\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">Contratar pela corretora sai mais caro?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">N\u00e3o. O pre\u00e7o da ap\u00f3lice \u00e9 o mesmo que voc\u00ea pagaria direto na seguradora ou na operadora, porque a corretora \u00e9 remunerada por elas. O que muda \u00e9 voc\u00ea ter algu\u00e9m comparando as op\u00e7\u00f5es e acompanhando depois.<\/p>\n <\/details>\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">Qual a diferen\u00e7a entre plano individual e plano empresarial?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">O individual e familiar tem teto de reajuste definido pela ANS todo ano (5,11% no ciclo maio\/2026 a abril\/2027) e portabilidade regulada. O empresarial costuma ter mensalidade menor e rede melhor, mas o reajuste \u00e9 negociado com a operadora e n\u00e3o tem teto. Nenhum dos dois \u00e9 melhor sempre: depende de quantas pessoas s\u00e3o, da idade e de quanto voc\u00ea aguenta de varia\u00e7\u00e3o anual.<\/p>\n <\/details>\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">Tenho MEI. Consigo plano empresarial?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">Na maioria das operadoras, sim, com CNPJ ativo e em geral a partir de 2 vidas, comprovando o v\u00ednculo. As regras variam por operadora e por regi\u00e3o, ent\u00e3o vale pedir a cota\u00e7\u00e3o antes de assumir que n\u00e3o d\u00e1.<\/p>\n <\/details>\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">O que \u00e9 portabilidade de car\u00eancias?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">\u00c9 mudar de plano de sa\u00fade sem cumprir car\u00eancia de novo, desde que voc\u00ea atenda aos requisitos da ANS: tempo m\u00ednimo no plano atual, contrato em dia e plano de destino compat\u00edvel em faixa de pre\u00e7o e cobertura. A gente checa se o seu caso se encaixa antes de mover qualquer coisa.<\/p>\n <\/details>\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">Recebi um reajuste alto no plano da empresa. D\u00e1 para contestar?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">Em contrato coletivo a operadora precisa apresentar os fundamentos, a metodologia e a mem\u00f3ria de c\u00e1lculo do \u00edndice proposto. Com esses dados em m\u00e3os d\u00e1 para questionar inconsist\u00eancias, pedir revis\u00e3o e, se n\u00e3o houver acordo, avaliar migra\u00e7\u00e3o para outra operadora. \u00c9 um dos trabalhos que mais fazemos na renova\u00e7\u00e3o.<\/p>\n <\/details>\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">Voc\u00eas ajudam na hora do sinistro?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">Sim, e \u00e9 onde a corretora mais pesa. Orientamos a documenta\u00e7\u00e3o, abrimos e acompanhamos o processo com a seguradora, cobramos prazos e, em caso de negativa, ajudamos a montar o recurso com base no que est\u00e1 escrito na ap\u00f3lice.<\/p>\n <\/details>\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">J\u00e1 tenho seguro com outro corretor. Voc\u00eas analisam mesmo assim?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">Analisamos, de gra\u00e7a e sem compromisso. Voc\u00ea manda a ap\u00f3lice e a gente devolve por escrito o que est\u00e1 coberto, o que ficou de fora e se existe op\u00e7\u00e3o melhor pelo mesmo valor. Se estiver tudo certo, dizemos isso tamb\u00e9m.<\/p>\n <\/details>\n \n <details style=\"background:#fff;border:1px solid #E3EAF5;border-radius:16px;padding:22px 24px\">\n <summary style=\"cursor:pointer;font-family:Archivo,sans-serif;font-weight:700;font-size:17px;line-height:1.35;list-style:none\">Cons\u00f3rcio ou financiamento: qual compensa mais?<\/summary>\n <p style=\"margin-top:12px;font-size:15.5px;line-height:1.68;color:#4A5B7C\">Depende do prazo. O cons\u00f3rcio n\u00e3o tem juros, s\u00f3 taxa de administra\u00e7\u00e3o, e n\u00e3o exige entrada, mas voc\u00ea n\u00e3o sabe a data da contempla\u00e7\u00e3o, salvo se der um lance. O financiamento entrega o im\u00f3vel agora e cobra juros por isso. Fazemos as duas contas com n\u00fameros reais para voc\u00ea comparar.<\/p>\n <\/details>\n \n <\/div>\n <\/div>\n <\/section>\n\n <section id=\"contato\" style=\"background:#050F2B;color:#fff;padding:clamp(52px,7vw,96px) 20px\">\n <div style=\"max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:52px\">\n <div>\n <h2 style=\"font-size:clamp(30px,4vw,46px);line-height:1.08;font-weight:800\">Fale com a gente<\/h2>\n <p style=\"margin-top:18px;font-size:17px;line-height:1.65;color:rgba(255,255,255,0.72);max-width:460px\">Manda uma mensagem contando o que voc\u00ea precisa proteger. Se j\u00e1 tiver ap\u00f3lice, pode mandar o PDF: a an\u00e1lise \u00e9 gratuita e n\u00e3o obriga a trocar de corretora.<\/p>\n <a href=\"https:\/\/wa.me\/5511999919191?text=Ol%C3%A1!%20Vim%20pela%20se%C3%A7%C3%A3o%20de%20contato%20do%20site%20da%20Inbras.\" target=\"_blank\" rel=\"noopener\" style=\"margin-top:30px;display:inline-flex;align-items:center;gap:11px;background:#1FB35A;color:#062B14;font-weight:700;font-size:17px;padding:18px 30px;border-radius:14px;box-shadow:0 14px 34px rgba(31,179,90,0.3)\" class=\"hv28\">\n <svg viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M17.47 14.38c-.3-.15-1.75-.86-2.02-.96-.27-.1-.47-.15-.67.15-.2.3-.77.96-.94 1.16-.17.2-.35.22-.64.07-.3-.15-1.25-.46-2.38-1.47-.88-.78-1.47-1.75-1.64-2.05-.17-.3-.02-.46.13-.6.13-.13.3-.35.45-.52.15-.17.2-.3.3-.5.1-.2.05-.37-.02-.52-.08-.15-.67-1.6-.92-2.2-.24-.58-.49-.5-.67-.5h-.57c-.2 0-.52.07-.79.37-.27.3-1.04 1.01-1.04 2.46 0 1.45 1.06 2.85 1.21 3.05.15.2 2.1 3.2 5.08 4.49.71.3 1.26.49 1.69.63.71.22 1.36.19 1.87.12.57-.09 1.75-.72 2-1.41.25-.69.25-1.28.17-1.41-.07-.13-.27-.2-.57-.35zM12.05 21.5h-.01a9.4 9.4 0 0 1-4.79-1.32l-.34-.2-3.56.93.95-3.47-.22-.36a9.38 9.38 0 0 1-1.44-5.01c0-5.18 4.22-9.4 9.42-9.4a9.34 9.34 0 0 1 6.65 2.76 9.32 9.32 0 0 1 2.75 6.65c0 5.18-4.22 9.42-9.41 9.42zM20.5 3.49A11.74 11.74 0 0 0 12.05 0C5.5 0 .17 5.33.17 11.87c0 2.09.55 4.13 1.59 5.93L.07 24l6.35-1.66a11.86 11.86 0 0 0 5.63 1.43h.01c6.54 0 11.87-5.33 11.87-11.87 0-3.17-1.23-6.15-3.47-8.39z\"\/><\/svg>\n (11) 99991-9191 no WhatsApp\n <\/a>\n <\/div>\n <div style=\"background:rgba(255,255,255,0.05);border:1px solid rgba(255,255,255,0.1);border-radius:22px;padding:32px;display:flex;flex-direction:column;gap:22px\">\n <div style=\"display:flex;gap:14px;align-items:flex-start\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex:none;margin-top:3px\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6A19.79 19.79 0 0 1 2.12 4.18 2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72c.13.96.36 1.9.7 2.81a2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45c.9.34 1.85.57 2.81.7A2 2 0 0 1 22 16.92Z\"\/><\/svg>\n <div>\n <div style=\"font-size:12px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:rgba(255,255,255,0.45)\">Telefones<\/div>\n <p style=\"margin-top:6px;font-size:15.5px;line-height:1.75;color:rgba(255,255,255,0.88)\">(11) 3044-7629 fixo<br \/>(11) 99991-9191 WhatsApp<br \/>(11) 99976-0639 celular<\/p>\n <\/div>\n <\/div>\n <div style=\"display:flex;gap:14px;align-items:flex-start\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex:none;margin-top:3px\"><path d=\"M4 4h16a2 2 0 0 1 2 2v12a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2Z\"\/><path d=\"m22 7-10 6L2 7\"\/><\/svg>\n <div>\n <div style=\"font-size:12px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:rgba(255,255,255,0.45)\">E-mail<\/div>\n <p style=\"margin-top:6px;font-size:15.5px;color:rgba(255,255,255,0.88)\">rosalice@inbrasconsult.com.br<\/p>\n <\/div>\n <\/div>\n <div style=\"display:flex;gap:14px;align-items:flex-start\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex:none;margin-top:3px\"><path d=\"M20 10c0 6-8 12-8 12s-8-6-8-12a8 8 0 0 1 16 0Z\"\/><circle cx=\"12\" cy=\"10\" r=\"3\"\/><\/svg>\n <div>\n <div style=\"font-size:12px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:rgba(255,255,255,0.45)\">Endere\u00e7o<\/div>\n <p style=\"margin-top:6px;font-size:15.5px;line-height:1.6;color:rgba(255,255,255,0.88)\">Rua Gomes de Carvalho, 621, conj. 808<br \/>Vila Ol\u00edmpia, S\u00e3o Paulo, SP<\/p>\n <\/div>\n <\/div>\n <div style=\"display:flex;gap:14px;align-items:flex-start\">\n <svg viewBox=\"0 0 24 24\" width=\"21\" height=\"21\" fill=\"none\" stroke=\"#4EE68C\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex:none;margin-top:3px\"><rect x=\"2\" y=\"2\" width=\"20\" height=\"20\" rx=\"5\"\/><circle cx=\"12\" cy=\"12\" r=\"4\"\/><path d=\"M17.5 6.5h.01\"\/><\/svg>\n <div>\n <div style=\"font-size:12px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:rgba(255,255,255,0.45)\">Instagram<\/div>\n <p style=\"margin-top:6px;font-size:15.5px\"><a href=\"https:\/\/www.instagram.com\/inbrascorretora\" target=\"_blank\" rel=\"noopener\" style=\"color:#4EE68C\">@inbrascorretora<\/a><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <footer style=\"background:#030A1C;color:rgba(255,255,255,0.5);padding:40px 20px 110px\">\n <div style=\"max-width:1180px;margin:0 auto;display:flex;flex-direction:column;gap:26px\">\n <img decoding=\"async\" src=\"https:\/\/inbrasconsult.com.br\/wp-content\/uploads\/2026\/09\/logo-light-2026.png\" alt=\"Inbras Consultoria, corretora de seguros\" style=\"height:44px;width:auto;max-width:100%;display:block;align-self:flex-start\" \/>\n <div>\n <div style=\"font-size:11.5px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:rgba(255,255,255,0.34)\">Fontes dos dados citados nesta p\u00e1gina<\/div>\n <p style=\"margin-top:10px;font-size:12.5px;line-height:1.85\">\n Benefici\u00e1rios de planos de sa\u00fade (53.077.896 em mai\/2026) e taxa de rotatividade de 29% em 12 meses: <a href=\"https:\/\/www.gov.br\/ans\/pt-br\/assuntos\/noticias\/numeros-do-setor\" target=\"_blank\" rel=\"noopener\" style=\"color:rgba(255,255,255,0.72)\">ANS, Sala de Situa\u00e7\u00e3o<\/a>. \u00b7\n Teto de reajuste de 5,11% para planos individuais e familiares, mai\/2026 a abr\/2027: <a href=\"https:\/\/www.gov.br\/ans\/pt-br\/assuntos\/noticias\/beneficiario\/ans-define-teto-de-5-11-para-reajuste-de-planos-de-saude-individuais-familiares\" target=\"_blank\" rel=\"noopener\" style=\"color:rgba(255,255,255,0.72)\">ANS, 29\/05\/2026<\/a>. \u00b7\n Aus\u00eancia de teto e obriga\u00e7\u00e3o de apresentar mem\u00f3ria de c\u00e1lculo nos planos coletivos: regras de reajuste coletivo da ANS. \u00b7\n Arrecada\u00e7\u00e3o projetada de R$ 808 bilh\u00f5es em 2026 e alta de 5,7%: <a href=\"https:\/\/cnseg.org.br\/noticias\/setor-de-seguros-projeta-crescimento-de-5-7-em-2026-e-arrecadacao-de-r-808-bilhoes\" target=\"_blank\" rel=\"noopener\" style=\"color:rgba(255,255,255,0.72)\">CNseg, abr\/2026<\/a>. \u00b7\n 17% dos domic\u00edlios com seguro residencial e 28,5% da frota segurada: levantamento CNseg, IBGE e FenSeg, em <a href=\"https:\/\/revistaapolice.com.br\/2026\/05\/baixa-cobertura-expoe-desafio-dos-seguros-patrimoniais\/\" target=\"_blank\" rel=\"noopener\" style=\"color:rgba(255,255,255,0.72)\">Revista Ap\u00f3lice, mai\/2026<\/a>.\n <\/p>\n <\/div>\n <div style=\"border-top:1px solid rgba(255,255,255,0.08);padding-top:20px;display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;font-size:12.5px\">\n <span>Inbras Consultoria, Corretora de Seguros Ltda. \u00b7 desde 1997 \u00b7 S\u00e3o Paulo, SP<\/span>\n <span>Valores e condi\u00e7\u00f5es citados s\u00e3o refer\u00eancias de mercado e n\u00e3o substituem a proposta formal da seguradora.<\/span>\n <\/div>\n <\/div>\n <\/footer>\n<\/div>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Inbras Consultoria | Corretora de seguros desde 1997 IB Sa\u00fade Seguros Setores Cons\u00f3rcio A Inbras D\u00favidas WhatsApp Corretora de seguros desde 1997 Seguro bom \u00e9 o que funciona no dia em que voc\u00ea precisa. Sa\u00fade, vida, patrim\u00f4nio e neg\u00f3cio, para fam\u00edlias e empresas. A Inbras compara o mercado, explica sem jarg\u00e3o e continua do seu […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-308","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/pages\/308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=308"}],"version-history":[{"count":20,"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/pages\/308\/revisions"}],"predecessor-version":[{"id":352,"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/pages\/308\/revisions\/352"}],"wp:attachment":[{"href":"https:\/\/www.inbrasconsult.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}